Allen Iverson's highly-publicized money troubles might be taking a turn for the better for a change -- because a judge has ruled the former NBA star is still entitled to a $4 million judgment ... if he can get his hands on it.
Iverson won a lawsuit back in 2010 against Martin Sepulveda over a house Iverson purchased in Georgia that had major construction defects ... so much so that Allen and his then-wife were forced to move out.
A.I. scored a $4 million judgment, but later in 2010 ... Sepulveda filed for bankruptcy, putting Iverson's big pay day in jeopardy.
But a federal court judge ruled last month in Iverson's favor, saying the debt could not be discharged and Iverson was still owed the giant chunk of change.
Iverson could use the money -- as TMZ first reported, a judge in Georgia ordered Iverson's wages be garnished to pay back a $859,896.46 debt.